Check & ACH Services

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Save Time and Money With ACH Payment Processing

Say goodbye to manual processes tied to paper checks and create new ways to accept digital payments.

Volt Merchant Solutions offers secure electronic payments processing of paper checks and ACH transactions from a checking account. Businesses can increase sales by accepting more payment types, while at the same time eliminating banking fees and protecting themselves from bad checks. All solutions include an online portal so you can see all activity on your account. Enter customer checking account information once and store it to accept recurring ACH payments. Our system encrypts these payment information to protect your customers.

ACH stands for Automated Clearing House, a U.S. financial network used for electronic payments and money transfers. Also known as “direct payments,” ACH payments are a way to transfer money from one bank account to another without using paper checks, credit card networks, wire transfers, or cash.

The Automated Clearing House payment volume is steadily growing. The network processed more than 25 billion electronic payments in 2016, totaling $43 trillion, an increase of more than five percent over 2015.

As a consumer, it’s likely you’re already familiar with ACH payments, even though you might not be aware of the jargon. If you pay your bills electronically (instead of writing a check or entering a credit card number) or receive direct deposit from your employer, the ACH network is probably at work.

For businesses, these payments are a popular alternative to paper check and credit card payments. Because they’re electronic, they are faster and more reliable than checks, thereby helping to automate and streamline accounting. Generally, it also costs less to process an ACH transfer than a credit card payment or wire transfer. If you’re a business that accepts recurring payments, the savings can be significant.