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Banking Partnerships

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Banking institutions trust us to serve their client base in setting up and accepting all types of electronic payments. Our partnerships create new revenue streams for banks while still providing the highest level of service. We pride ourselves in offering competitive and attractive pricing paired with the latest technology.

Bank Partners means the federally insured, federal or state-chartered financial institutions and other Persons with which the Borrower and/or one or more of its Restricted Subsidiaries partners from time to time to source loans for such Bank Partner to originate pursuant to one or more Loan Origination Agreements.

According to the FDIC, the most important factor contributing to the earnings gap between community and non-community banks is the ability to generate non-interest income from “activities that are typically not part of the traditional community banking business model.”  Expanding non-interest income businesses needs to be a greater priority for most smaller banks.

Nevertheless, as consumers become more sophisticated and financial services become more commoditized, consumers increasingly will act as competitors to financial institutions. New platforms will allow them to service their own financial needs.  Overall, Deloitte concludes that the banking marketplace in 2030 will be highly fluid, requiring “innovative business models and alliance ecosystems.”

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